Insurance

This post i wrote is for personal use ( not relating to any company mentioned below )

Let's the story begin. So, yesterday i and my family finally become one of the prudential insurance company's client. My best friend who invited me to join as official prudential's agent last year. I halfly know about how insurance company works but i eagerly to know more. As what i know, its not something that scary as people have imagined. For god's sake, it is for family future. I say this as a normal person ( not a client nor a member of prudential ). I exactly remembered my first comment when my best friend described this product is one word : brilliant! And still it is, until at the moment i wrote this post.

 I could say my family is my first client. My first yet my very big client ( referred to amount that my family put to this company ! ) Bold statement is my family life in future will be on my hand. Don't you think so? This is tough decision. Tougher than you can really imagine. As i told before, i officially become a prudential's agent LAST YEAR. It tooks me almost one year - to deeply think what's the best for our family - until i submitted my family's case yesterday. If i really money oriented ( or prudential BIG FANS) i will automatically submit my family's case to prudential, right? I get the -more than average- monthly bonus for almost 4 years. I get my passive income. I don't need to worry for the next 4 year's income, so whats actually takes me so long to submit this case?
I told you, this not about the monthly income that i got, Its not about additional bonus i get every xx months. Its about my family's future. Its more about how i minimalize the risk of unexpected thing comes early than you thought.
 It could be anything and it could be happened whenever they want. For me, the scariest yet the inevitable thing is about the death of your loved ones soon or later..

Do u still remember the sudden death of Ustad Jeffry? I couldn't forget this things cause almost every media in Indonesia ( both offline and online ) covered this news as headline. Noone expect the forever departure of UJ gonna be this fast. Everyone definitely love him as one of the most humble and lovable Muslim's leader in Indonesia. UJ with his massive follower, i'm sure that UJ's names in almost everyone's prayer. I remain believe that everyone will pray for UJ's health and safety (instead of his sudden death!). Like we always did in church, we pray for our pastor's health and saftey. Dont you? Nonetheless, everyone's prayer not gonna save you from departure death. It's God plan, noone can change his plan cause he has designed what's the best for all of us.

This is another story. Have you heard a story of any relatives who's attacked by dangerous illness like cancer, diabetes, or any serious illness that have high chance to bring you closer to death? I heard this stories a LOT of times. I just loss my uncle who diagnosed by pancreatic cancer one year ago. One fact that everyone should know, its not about the illness caused you to death. But its about the patient who always think it is just a common illness that they felt. For my uncle's cases, he realized something was wrong with his stomache, but he didnt have enough money to check up to the doctor. He has already sold every single asset that he had, but it still was not enough. Sad isnt it? Until his death, all of the expenses caused, is my big family's responsibility. And he left nothing to his two -not so young anymore child- .I just wonder how's the future of my cousins will be? I come not from rich family, of course my family will help them as much as we can , but there's a time they build their own family and financially independet right?

 We cant prevent this thing to come. But we can prepare before this thing come. One of my way is put my all of family's member to insurance company.Why insurance company? Why not we buy another fixed asset like house which has increasing value of money every year? Yes, you can  invest in every way you think it's profitable. But like what i said earlier, no one can predict it to come. When it comes to all of us, what we need is ready money . Nor a piece of paper which has value of xxxxx million or billion amount of money. Nor a how many hectare of land. What everyone need is cash money. If you're not ready for cash money, be prepare to sell one of your valuabe asset. And im sure it takes TIME... Beside time constrains, you may loss your valuable asset in which probably in ten years later the value increase to 10 times? Are you ready to loss that bigggggg amount of money just because you dont have cash money at that time? Question your self, are u really ready for that? I better to keep my promising growing asset in hand, rather to sell to anyone else. Thats why i use insurance company. Let we do our job, and insurance company do the rest.

Growing up in society that look insurance company like shit, moreover with majority low educational background, will always consider these thing a small matter. Regret will always come late, if it doesnt come late we did not call it regret. I just dont want when it comes to one of my family member, all of we left just tears, bankcruptcy, bank loan, or all sadden things.. i want be ready for the thing i scariest the most! Thats all.

Once again, this story i made is for personal used. Not just because im prudential's agent, i write this. I write this because this thing become a big issue for me. Haunted me day and night. And Finally, its over.